Washington, D.C. - June 25, 2025 - BikeInsure, an insurtech company that specializes in bicycle insurance for 'consumer use' bikes and e-bikes in the United States, has launched its Business Bike Fleet Insurance for 'commercial use' bikes and e-bikes. While BikeInsure has been offering commercial bike fleet insurance since 2021 on a call-in basis, it is now accessible at BikeInsure.com/Fleet for information and inquiries.
Bike fleet insurance is essential for micromobility businesses operating bikes, e-bikes, and e-cargo bikes. It protects against accidental damage and theft, offering a valuable solution for leasing, rentals, subscriptions, loaners, financial services, and various other commercial applications. This coverage helps businesses manage their financial risk exposure for their fleet.
In fact, our first Business Bike Fleet Insurance partner was The Sweet Spot, which initially offered a subscription-based service featuring full-service packages that included high-end bicycles, delivery, maintenance, and insurance. This service later evolved into a bike leasing financial services company that partners with bike brands and retailers. The company operates as a plug-and-play lease origination and management platform, utilizing the BikeInsure integrated API to seamlessly fit into the existing checkout workflows.
"BikeInsure's embedded insurance provides our customers seamless peace of mind by integrating risk protection as a bundled offering in all of our leases. Their solution offers comprehensive insurance coverage for our leased bikes and eBikes, ultimately removing a huge friction point in our customer's decision-making process by removing yet another barrier to getting on the saddle," said Ryan Fishel, CEO of The Sweet Spot.
"BikeInsure's comprehensive bike insurance covers accidents that may occur during riding or transit, as well as theft. Additionally, lessees enjoy the peace of mind that any claims for a leased bicycle through BikeInsure will not impact their other insurance policies or the terms of their lease. The BikeInsure embedded insurance has truly made hassle-free cycling a reality for modern bike leasing at The Sweet Spot."
"The Minneapolis Cargo Bike Library was referred to BikeInsure for bike fleet insurance earlier this year," according to founder Laura Mitchel. "Unfortunately, while the quote was being reviewed by the interested parties, a thief broke into a locked garage overnight, pried open the garage door from the outside, and stole $6,000 worth of bikes. This was pretty devastating for the organization. Thankfully, with BikeInsure, we now have our collection of e-bikes insured. The process was straightforward. We simply provided a quote signature, an accurate bordereau spreadsheet of our inventory, and the start date."
Why Risk It? BikeInsure it!
Business Bike Fleet Insurance is designed for 'commercial use' bicycles. This coverage protects your business-owned bike fleet, including e-bikes, during the time they are used by others with your permission while under their care, custody, and control.
About BikeInsure (BikeInsure.com)
BikeInsure offers affordable and comprehensive insurance for bicycles and eBikes in the United States. Licensed insurance producer BikeInsure, the official bike insurance partner of USA Cycling, International Mountain Bicycling Association (IMBA), USA Triathlon, League of American Bicyclists, and Adventure Cycling Association, is administering the insurance plan, underwritten by carrier Great American Insurance Company, rated "A+" (Superior) by AM Best, an authorized insurer in all 50 states and Washington, DC. For over 150 years, Americans have trusted Great American Insurance Company to protect them and render best-in-class service.
For more information related to BikeInsure, contact Buzzy Cohn at info@BikeInsure.com
